Three Financial Issues to Watch Under the New Administration

On January 20, 2017, Donald J. Trump will be sworn in as the 45th president of the United States. Between now and then, attention should largely focus on efforts to facilitate an orderly transfer of power. However, there will be no shortage of conjecture over what may happen after the inauguration. While changes are likely, … Read More


Consider Munis for Tax-Free Income

The city of Detroit’s 2013 bankruptcy and the continuing debt crisis in Puerto Rico have cast municipal bonds in a negative light for some investors. In general, however, “munis” are considered to be a relatively safe investment. They are more stable than corporate bonds. A 2015 study found that only 0.14% of municipal bonds default … Read More


Finding Lost Money

The idea of finding buried treasure or receiving an inheritance from a long-lost relative is a staple of fantasies and adventure stories. Though finding treasure is unlikely, discovering “lost” money or other assets from a relative, a business, or a government agency may not be a fantasy after all. The Unclaimed Property Professionals Organization estimates … Read More


Why You Need a Will, Even If You’re Not a Prince

The unexpected death of famed musician Prince in April 2016 put the importance of a will in the national spotlight. Prince, who apparently died intestate, without a legal will, left an estate worth an estimated $150 million – $300 million. Those assets’ disposition will now be up to the state of Minnesota and may take … Read More


The Status of Women-Owned Businesses

According to the U.S. Census Bureau’s Survey of Business Owners, the total number of U.S. businesses grew just 2% between 2007 and 2012. Meanwhile, the number of women-owned businesses grew by about 27% to 9.9 million. At last count, women-owned businesses employed almost 9 million people and added more than $1.6 trillion annually to the … Read More


Bipartisan Budget Act Impacts Medicare & Social Security

The Bipartisan Budget Act of 2015, signed into law on November 2, 2015, ensures federal government funding through the fiscal year 2017, primarily by suspending forced across-the-board spending cuts called “sequesters,” which were triggered when lawmakers failed to reach a budget agreement in 2011. Among a variety of other provisions, the law limits Medicare premium … Read More


Is 70 the New 65? Why Americans Are Working Longer…

Age 65 has long been considered the traditional retirement age, and not coincidentally is also the age of Medicare eligibility. According to recent statistics, the percentage of Americans 65 and older who are still in the labor force has risen to nearly 20%, the highest level since before Medicare was established in 1965 (1). More … Read More


A Guide on the Road to Retirement

The title of the Beatles’ song “The Long and Winding Road” could apply to the journey toward a comfortable retirement. For those who have the foresight to start preparing in their 20s, the journey could take 40 years or more. Even those who procrastinate might have 20 or 30 years to prepare. No matter how … Read More


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